Regular Checking
- $10.00 Minimum to Open
- Visa Debit Cards and ATM cards available upon request
- No service charge for “non-profit” organizations or senior citizens (62 years old or older)
- No service charge for accounts with an average monthly balance greater than $300.00
- For accounts with an average monthly balance of less than $300.00, please see an employee; contact us at 606-735-2125, or email us at customerservice@fnbfirst.com
- Electronic Banking and Bill Pay
- Mobile Banking and Mobile Deposit
- Electronic Statements
- Personalized checks
- Single or Duplicate checks available
N.O.W. Account/Business Checking Interest Bearing
- $1,000.00 Minimum to Open
- Visa Debit Cards and ATM cards available upon request
- No service charge for accounts with a balance greater than $1,000.00
- No service charge for accounts that fall below $1,000.00 if average daily balance is greater than $2,000.00
- Interest Bearing
- Rates subject to change weekly
- Electronic Banking and Bill Pay
- Mobile Banking and Mobile Deposit
- Electronic Statements
- Personalized checks
- Single or Duplicate checks available
Special N.O.W. Account
- $1,000.00 Minimum to Open
- Visa Debit Cards and ATM cards available upon request
- No service charge for accounts with a balance greater than $1,000.00
- No service charge for accounts that fall below $1,000.00 if average daily balance is greater than $2,000.00
- Interest Bearing
- Rates subject to change weekly
- Customers age 55 or older receive free checks, money orders, and cashier’s checks
- Electronic Banking and Bill Pay
- Mobile Banking and Mobile Deposit
- Electronic Statements
- Personalized checks
- Single or Duplicate checks available
Money Market Plus Account
- Personal
- $2,500.00 Minimum to Open
- No service charge for accounts with a balance greater than $2,500.00
- Interest Bearing
- Rates subject to change weekly
- Electronic Banking
- Mobile Banking and Mobile Deposit
- Electronic Statements
- Business
- $5,000.00 Minimum to Open
- No service charge for accounts with a balance greater than $5,000.00
- Interest Bearing
- Rates subject to change weekly
- Electronic Banking
- Mobile Banking and Mobile Deposit
- Electronic Statements
Regular Savings
- $5.00 Minimum to Open
- ATM cards available upon request
- No service charge for accounts with an average quarterly balance greater than $50.00
- Interest Bearing
- Rates subject to change weekly
- Electronic Banking
- Mobile Banking and Mobile Deposit
- Electronic Statements
Kentucky Uniform Transfers to Minors Act(KYUTMA) Savings
Club Accounts
- Christmas Club
- $20.00 Minimum to Open
- Only one internal checking or savings automatic debit allowed per month.
- Must authorize the bank to charge your account for a set amount (Minimum $20.00), on the same day each month, to be deposited into the account
- Interest Bearing
- Rates subject to change weekly
- Penalties if withdrawn before maturity date
- Electronic Banking
- Mobile Banking
- Electronic Statements
Certificates of Deposit (CDs)
- $1,000.00 Minimum to Open
- Different Terms available
- Ranging from 3 months up to 60 months
- Rates available upon request
- Please see an employee; contact us at 606-735-2125, or email us at customerservice@fnbfirst.com
- Penalties if withdrawn before maturity date
Individual Retirement Accounts (IRAs)
- Offer both Roth IRA and Traditional IRA
- No penalties if withdrawn after 59 ½ years of age.
- 18 month variable rate
- Deposits are allowed throughout the 18 month term
- Perfect for direct deposit or automatic transfer
- Never lose anything you put in